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Alamo Colleges DistrictCareer Explorer

Insurance Underwriters

Part of Finance, in the Insurance pathway.

Job zone 4: considerable preparationO*NET 13-2053.00

What the work is

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

On a typical day

  • Decline excessive risks.
  • Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.
  • Evaluate possibility of losses due to catastrophe or excessive insurance.
  • Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.
  • Review company records to determine amount of insurance in force on single risk or group of closely related risks.
  • Authorize reinsurance of policy when risk is high.

What it pays

$75,750
Median pay per year, San Antonio-New Braunfels, TX metro
New workers start near $58,500
Experienced workers reach $155,500
  1. $59k10th
  2. $59k25th
  3. $76kMedian
  4. $122k75th
  5. $156k90th
Wage percentiles: 10th $58,500, 25th $58,670, Median $75,750, 75th $122,310, 90th $155,500

About 1,070 people do this job in the San Antonio area.

Job outlook

Alamo region (Bexar and 12 surrounding counties), Texas Workforce Commission projection 2024 to 2034. U.S. figures from the BLS for comparison.

+1.1%

employment change in the Alamo region, 987 to 998 jobs · U.S. -3%

69

openings a year in the Alamo region, from growth and people leaving · U.S. 8,200

987

employed in the Alamo region in 2024 · U.S. 127,000

Typical entry education: Bachelor's degree · Training: Moderate-term on-the-job training

Skills this career uses

The skills O*NET rates most important for the job, with how much of each the work needs on a 1 to 7 scale.

  1. Active Listening4.0
  2. Critical Thinking3.9
  3. Reading Comprehension3.8
  4. Writing3.8
  5. Speaking3.6
  6. Judgment and Decision Making3.5
  7. Active Learning3.4
  8. Complex Problem Solving3.1

Education people in this job have

Share of workers by highest education, from O*NET surveys. It shows what others did, not what you must do.

  1. High school or less10%
  2. Some college7%
  3. Associate degree10%
  4. Bachelor's degree73%

Job zone 4, considerable preparation: Usually a bachelor's degree, sometimes a strong associate plus experience.

Alamo programs that lead here

No Alamo program is mapped to this career yet. Many careers start from a transfer pre-major or a related program.

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Does this fit you?

Six questions rank every career here by how closely its interest profile follows yours.

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